Job description
AVP – Commercial Real Estate Debt Asset Management
London | £100,000–£115,000 + Bonus | Hybrid (4 days office)
Institutional CRE Lending | Global Investment Bank | UK & European Portfolio
An opportunity for an experienced Commercial Real Estate Debt professional to take ownership of a portfolio of institutional CRE loans, working closely with one of the world's leading global investment banks.
This is a genuinely hands-on asset management position, offering direct involvement in borrower negotiations, credit decisions, complex loan events and the ongoing performance of commercial real estate investments across the UK and Europe.
You will be close to the underlying assets, borrowers and investment decisions, with the autonomy to exercise commercial judgement and influence outcomes throughout the loan lifecycle.
The opportunity will particularly appeal to professionals currently working within CRE lending, real estate debt funds, institutional banking, private credit or loan asset management who are looking for greater responsibility, exposure to complex transactions and a clear route towards more senior positions.
Your responsibilities
Working across a diversified portfolio of institutional commercial real estate loans, you will:
- Take ownership of post-close loan asset management, monitoring performance, identifying emerging risks and driving loan-specific actions.
- Manage relationships with borrowers, sponsors and institutional stakeholders, challenging business plans, negotiating solutions and ensuring appropriate lender protections.
- Lead the assessment and execution of loan events, including waivers, amendments, extensions, consents, refinancing and restructurings.
- Analyse property-level and loan-level performance, including NOI/NCF, cashflows, LTV, DSCR, debt yield, valuations and covenant compliance.
- Assess asset business plans and performance, including leasing strategies, capital expenditure, development activity and repositioning initiatives.
- Evaluate credit risks and recommend commercially sound solutions, balancing lender protection with borrower requirements and investment objectives.
- Work closely with senior investment banking, credit, origination and legal professionals, contributing to decisions across performing, transitional and more complex lending situations.
- Support and develop junior colleagues, with opportunities to assume greater leadership responsibility as your career progresses.
Skills & experience
We are interested in speaking with individuals who combine strong CRE lending knowledge with the commercial judgement and confidence to manage complex borrower and loan situations.
You will ideally bring:
- Experience in commercial real estate lending, debt asset management, portfolio management or real estate credit, with meaningful responsibility for loans following financial close.
- Strong understanding of CRE loan structures, documentation, financial covenants and credit risk.
- Hands-on experience analysing property performance, borrower financials, valuations and loan-level cashflows.
- Exposure to borrower negotiations, waivers, amendments, extensions or other significant loan events.
- The ability to independently assess risks, challenge assumptions and make well-supported commercial recommendations.
- Strong stakeholder management, financial modelling and communication skills.
Relevant backgrounds include:
Investment Banks | Commercial Banks | Real Estate Debt Funds | Private Credit | Alternative Lenders | Institutional CRE Asset Management
You may currently hold the title of AVP, Senior Associate, Asset Manager, Portfolio Manager, Lending Manager or Associate Director.
Experience across office, logistics, retail, residential, hospitality or mixed-use assets would be valuable. Exposure to development finance, transitional lending or complex restructurings would be an advantage.
Previous investment banking experience is not essential. We are equally interested in candidates from specialist lenders and debt investment platforms who have developed strong hands-on CRE loan management expertise.
Why This Opportunity?
The attraction is the opportunity to combine meaningful responsibility for CRE loans with direct exposure to a leading global investment bank and its institutional lending portfolio.
You will be involved in the decisions that influence asset performance, credit risk and ultimately investment outcomes, rather than simply monitoring loans or administering transactions.
Salary & benefits
- Direct exposure to a globally recognised investment banking platform.
- Responsibility for a substantial and varied UK and European CRE debt portfolio.
- Regular interaction with sophisticated borrowers, sponsors and senior investment professionals.
- Involvement in complex credit situations, negotiations and commercially significant decisions.
- Opportunities to broaden your institutional lending expertise and develop into a more senior asset management or leadership position.
- A competitive salary of £100,000–£115,000 plus bonus, with a hybrid working arrangement.